We structure our financing to what works best for the seller. Choose from a large down payment with deferred payments, or traditional monthly payments.
Get StartedWe tailor our financing structure to what works best for the seller.
Larger down payment with deferred payments. Two-stage close with 40-60% down at COE.
Details BelowTraditional seller finance with monthly payments. 5-20% down payment secured by Deed of Trust.
Details BelowA two-stage close, both handled through a licensed title company and a state-approved PSA.
We close with a large down payment in cash, contingent on appraisal. You receive a 40-60% down payment at close of escrow.
The title company holds the remaining balance in escrow while we complete Stage Two. Title transfers to the buyer, a title policy is issued, and we pay all closing costs and premiums.
The remaining balance is secured by naming you as a minority equity partner in the buyer's LLC — the entity that holds title to the property.
There are no monthly payments. All payments and interest are deferred until the balloon matures, at which point you receive a lump sum covering the remaining principal plus all deferred interest.
A second title policy is issued at the buyer's expense. Because this is structured as an installment sale, you may be able to spread your gains across multiple tax years.
Because you hold a minority equity interest in the LLC that owns the property, if the buyer defaults on any obligation you automatically assume full ownership of the LLC — and the property — without foreclosure.
A straightforward seller-financed transaction. The seller receives a 5-20% down payment at close of escrow, secured by a recorded Deed of Trust/Mortgage and Promissory Note.
The seller then receives monthly payments for the life of the note. At the maturity of the balloon, the seller receives a lump sum for the remaining balance.
We cover all closing costs and premiums.
Both options are structured as installment sales, allowing the seller to spread gains across multiple tax years instead of recognizing everything at once (per IRS Publication 537).
We recommend the seller consult their own tax advisor.
We pay all closing costs, title insurance, and transaction fees — you pay nothing out of pocket. The seller's only expense is their own listing agent commission.
After closing, we are responsible for all carrying costs.
Happy to walk through the process anytime. No pressure, just answers.